Sunday Auto Market

NUnum1 asked:



My wife was in an accident car ive heard if this is true say we want car listed at 14k for used car totalled we are putting our ceiling at 16k what price should we offer.

My wife was in an accident car listed at 16k what price should.

The dealer to begin negotiations.

My wife was in an accident car ive heard if you.

An accident car totalled we want car listed at 16k what price should we want car ive heard if this is true say we are putting our ceiling at 14k for used car.


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MississippiSam asked:


I'm thinking of buying a used car for about $25k to $30k. If I buy - let's say a $30k car from a dealer in Mississippi, the sales tax will be $1500 (5%). But if I buy a $30k car from a private owner, there is no sales tax of course.

My question is: Will I have to pay any additional taxes when I buy my tag if I go the private owner route?

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love_anything_south asked:


I am wanting to do a trade in for a better used car. The way cars are priced now days there is no point buying the car brand new by the time I pay it off the car will be worse off than any used one I buy. I am not a wiz at knowing much about cars can someone please tell me a list of things to look and listen for and questions to ask.

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The Internet Car Guy asked:


The "Big Three", Chrysler, General Motors and Ford Motor Company, have been on capital hill begging for some of the bailout money that was set aside about three months ago now. How ironic is it that everyone is so eager or willing to bail out banks that have horrible business models, have made terrible mistakes, refuse to make wholesale changes, and yet people seem so reluctant to help the manufacturing backbone of this country and perhaps the world? Oh but I digress... So regardless of how we got here, or what is being done to fix things, this is actually a phenomenal time for an individual that may be in the market to purchase a new or pre-owned vehicle.

Obviously, manufacturers, both domestic and foreign, have large surpluses that they are trying to reduce. So rebates and incentives are quite large right now. Additionally but unfortunately, because of the economy, more and more individuals are forced to have their car repossessed. This creates a surplus of vehicles at wholesale auctions. This is where you get to take advantage of surpluses that drive prices down and give you a tremendous value on that next vehicle you are looking for.

Increasingly, sites similar to Seize Cars.com are becoming popular places for car shoppers who are doing more and more of their car shopping online. Sites like these are giving you a fabulous opportunity to purchase a previously owned vehicle at a tremendous price. But buyers beware, not all sites are created equal. Obviously there are bound to be more and more of these types of sites popping up everywhere, so do your homework. Reputable sites like Seize Cars.com are definitely changing the ways people buy cars. If not permanently, that at least in the near term.



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billu asked:


I'm interested in buying a used car and my credit is pretty good. I'm considering the following options:
• credit union
• bank
• online lender

Among those choices which one do you recommend? And are there any particular companies that are worth considering?

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Car Loans asked:


If you are in a position to get yourself a secured bad credit used car loan then you will more than likely be able to get yourself a used car that you desire within one working business days simply because the financial company that is issuing you the loan in the first place is assuming less risk because you are providing collateral on the face of being bad credit used car the first place.  A secured bad credit used car loan essentially means that you have to put down some sort of collateral that has equity built up into extras a home or another vehicle in order for you to assume the risk of the loan before you can be given.  This means you need to make sure that you have a steady source of income in order to pay down the debt of your Online Car Loans because if you start to miss payments or they have paid in full on time each and every month you also assume the risk of losing the collateral then the first place.  The other option is to get yourself a unsecured version of the back credit used car loan in which you as a consumer will assume less of a risk since you are no longer putting up collateral for the loan, however, the back or used car loan financing company assumes even more risk which means that you need to deal the proof your monthly income as well as more than likely having to pay an additional fee points of interest on the back or used car loan itself in order to make it work. 

 

Additionally, definitely in a position where you really having established credit or you have a bad credit history, getting yourself a Car Loans Online for bad credit is going to give you the opportunity to work on improving your credit lot the same time giving you the vehicle you need to get from place to place.  As long as you make your payments on time and full each and every month your credit score will steadily increase which means by the time your bad credit used car loan is paid off you'll be in a position to get a much better rate of interest on your next used car loan that you decide to go about taking our any other type of financial purchase that you are looking to get for yourself as well.

 

A car loan is simply a way for you to go about paying for the car that you are looking to purchase.  You are going to take out a car loan from a financial lending company and bring it to the car dealership with you.  The reason for going about doing this is because the moment that you bring your own Used Car Loans to a car dealership you are then considered what is known as any cash buyer in that you can buy the car pretty much out right from them just as if you are paying for it in cash in the first place.  You can then you should car finance in order to either buy the car that you want from them or you can also use it to lease a car through them.



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v8volvodude asked:


I live in Indiana, but am about to buy a used car that is in New York. I am going out there to pick it up and drive it back to Indiana. How do I go about insuring and licensing the car? This is my first experience with this. Do I need car insurance before I leave New York, or do I get that once I get it back to my home state and get it licensed and tagged? How long do I have before it needs to be insured? How long do I have before I need to get plates and everything for it?

Where can I search on the internet to find more information about this, also? Thank you.

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Scarlette Riley asked:


Convenience and affordability go hand in hand. All one looks for in life is an affordable convenience to meet every problem he faces in the course of life. If standing in queues to reach your office every morning or lack of freedom of quick mobility around the city happens to be your problem, here is a quick-fix solution you have been looking for. The Cheap Used Car Finance will provide you an affordable and convenient way out, helping you improve the way you commuted.

Why Cheap Used Car Finance?

The main advantage of Cheap used car finance is that car loans are available at cheap interest rates. The borrower is charged a low interest rate against the loan amount he applies for. The loan amount approved as cheap used car finance ranges with the borrower's repayment ability, his credit status, credit history, lender's policies and market policies.

The variants

Cheap used car finance is available as secured and unsecured type. Secured form of loan requires borrower to place assets as security against the loan amount. The maximum loan amount approved is usually around £20,000. In unsecured form of this finance borrower is free from keeping any security. This enables all tenants and non homeowners to avail this loan facility.

An amount approved will depend on equity in the property placed as collateral (in case of secured genre). Your current repaying capacity also plays a role in determining the loan amount. Since you are buying a used car, lender will approve the finance for short repayment duration of few years. You can avail cheap used car finance without collateral and in that case the interest rate will be comparatively lower only when your credit score is good.

Cheap used car finance is better options compared to other mode of car finance. But the way of availing the right deal may be tricky. So the borrower is advised to search for the best suited deal of all. But with cheap used car finance, one thing is for sure – buying cars can’t be cheaper.

Summary

Cheap used car finance suffices you with adequate money to buy a second hand or used car. There is minimal processing and upfront fee associated with these loans and also the rates are lower compared to others. There are tow modes of financing i.e. secured and unsecured and you as a borrower are free to choose the one which suits you.



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Dominic Ferrara asked:


Are you interesting in purchasing a used car? First, ask yourself why you want a used car. Today, you can afford a brand new car, as long as you look at some of the cheaper cars. For $13,000-$16,000 you can purchase a new Honda or Hyundai. Other foreign brands are also very cheap. If you can afford a $250-$300, try going to one of the local dealers and checking it out before you go to purchase a used car.

The thing with a used car is that you are purchasing a car that has been used and probably abused by someone else. You are taking the risk and hoping that the car has not been abused. Everyone always seems to go when the warranty goes so you want to think that the car is going to last at least a year before something goes on it. To help you with you purchase you should always get the VIN number of the car and go to a site online, car fax, to get a car history report.

You may want to ask the dealer for the report so that you don't have to pay the five dollars for it. Car fax has saved a lot of people from purchasing a lemon. But, you never know what you are purchasing until you have already signed the papers. By getting a used car, you may end up learning some valuable lessons.

The good thing about purchasing a used car is that every state has a Lemon Law. The lemon law basically protects you for a short period from unlawful dealings. If you purchase a used car and you have a five-year payment plan, you should at least expect the car to last until the payments stop.

However, you want to make sure that your state protects you. The lemon law time period varies. You may only get three months, six months, or even a year on your lemon laws. Before you go to the dealer and sign the paper, ask your dealer about the lemon law and what they have to say. Then look it up for your area and see what the difference is. If he is shady in stating a law that he knows fully about, then you need to move on.

However, with the lemon law you have to get a lawyer and pay fees, and who has the time to litigate. You want to just purchase a car and hope that your losses aren't that bad. You should make that you are purchasing a great car. Bring someone who knows a thing or two about cars and purchase only under their advisement. You are protected under the lemon law, but it is a hassle to enforce it. Make sure that you aren't buying a lemon by doing your research and being careful about your selection.



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